Complete guide to Adam Armstrong’s What If SBC: Costs, solutions, and upgrade potential
Introduction to the What If SBC
Discover everything about securing Adam Armstrong’s special What If Squad Building Challenge (SBC) card in FIFA 21 Ultimate Team. This comprehensive guide covers all essential details from pricing to squad requirements, along with expert strategies to complete the challenge efficiently.
The latest addition to FIFA 21’s “What If” promo features Blackburn Rovers’ rising star Adam Armstrong, presenting players with a dynamic card that could improve based on real-world performance.
Card Details and Upgrade Potential
The Week 2 update of Ultimate Team’s “What If?” promo on March 5 introduced this exclusive 86-rated card for the 24-year-old English striker. What makes this card particularly valuable is its dynamic upgrade potential – if Blackburn Rovers score at least 6 goals in their next five league matches, Armstrong’s card will receive a permanent stat boost.
EA SportsInitial statistics for Armstrong’s special What If? card before potential upgrades.
To obtain this potentially upgraded card, you’ll need to complete two squad challenges: an England-focused squad and an 84-Rated Squad. Each completed segment offers immediate pack rewards alongside the main prize.
SBC Requirements Breakdown
The challenge consists of two distinct squad building requirements with specific conditions:
England Squad Requirements:
- Minimum 1 English player (boosts chemistry with Armstrong)
- At least 1 In-Form (IF) player for quality verification
- 75+ team chemistry for squad cohesion
- Full 11-player squad
- Reward: 1 Jumbo Premium Gold Pack
84-Rated Squad Requirements:
- 70+ team chemistry
- Full 11-player squad
- Reward: 1 Prime Electrum Players Pack
Cost-Effective Solutions
Based on current market prices, completing this SBC will cost approximately 102,000-122,000 FUT Coins across different platforms. Here are budget-friendly solutions that don’t require loyalty bonuses or position modifiers:
England Squad Solution 1: 
England Squad Solution 2: 
84-Rated Squad Solution 1: 
84-Rated Squad Solution 2: 
Pro Tips and Strategies
Time-sensitive opportunity: You have until March 16 (7 days from release) to complete this SBC. Consider these expert strategies:
- Monitor Blackburn Rovers’ upcoming fixtures – the upgrade potential adds long-term value
- Check player prices during off-peak hours for better deals
- Use untradeable high-rated players from your club to reduce costs
- Complete the England squad first to get the Jumbo Premium Gold Pack reward
Share your experience with Armstrong’s card on Twitter @UltimateTeamUK and check our other FIFA 21 guides for more SBC strategies.
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